Sheet 12 - Tools · TL-002DWG SP-2026-14

Dividend Target Calculator.

How much capital funds the income you want? Start from the number, not the stock — the target ÷ (yield − inflation) model from Playbooks 01–03. Runs in your browser, nothing leaves your device.

Your target

Currency

Target income / year

The annual income you want the portfolio to pay.

Your assumptions

Dividend yield (% p.a.)

Expected portfolio yield, before inflation.

Inflation (% p.a.)

Long-run inflation eating your purchasing power.

OutputTL-002/B

Capital needed–

Without inflation–

Inflation penalty–

Real yield–

Target / month–

Method

capital neededtarget ÷ (yield − inflation)

naive (no inflation)target ÷ yield

Assumes a constant yield and constant inflation, forever — reality offers neither. Ignores taxes, dividend cuts, and sequence risk. Not financial advice.

Track the journey to the number.

Sidepick Ledger's Rich Meter measures your portfolio against the target every month — so you always know the distance left.

View Ledger · $19