Sheet 12 - Tools · TL-004DWG SP-2026-16

Compounding Simulator.

Small gains, relentlessly repeated. Set a starting capital, a monthly contribution, and a monthly return — see where consistency lands — 1, 3, 5, or 10 years. Runs in your browser, nothing leaves your device.

Your plan

Currency

Starting capital

Monthly contribution

Monthly return (%)

Net of fees. 2%/mo ≈ 26.8%/yr compounded.

Horizon

Output · 10 yearsTL-004/B

Final value–

You put in–

Growth did–

Multiple–

Trajectory–

VALUECONTRIBUTED

Method

future valueP(1+r)ⁿ + C × (((1+r)ⁿ − 1) ÷ r)

contributionsat each month's end

Assumes a constant return every single month — markets never oblige. Ignores taxes, fees, inflation, and drawdowns. Not financial advice.

Watch the curve bend in real life.

Sidepick Ledger tracks your actual equity curve month by month — compare the plan against reality, same sheet.

View Ledger · $19